Hard money loans from $400K to $4M secured by commercial and investment real estate. Close in as fast as 48 hours.
Recent Fundings
$0
Broker Commissions Paid
$0
13%
Interest Rate
48hr
Fast Close
65%
Max LTV
$0
Upfront Fees
20+
Years Experience
Private Mortgage Financing Partners, LLC (PMF Partners) provides short term private mortgage financing (hard money loans) nationwide secured by investment and commercial real estate.
Our loans range from $400,000 to $4,000,000 for acquisition, refinance, rehabilitation, and equity cash out of investment and commercial properties. We are a true hard money lender — lending on criteria heavily based on the value of the property as collateral.
We are a true asset-based lender. No credit check or detailed application forms required — lending decisions are based on the property value.
No application fee or due diligence fees due upfront. You only pay when the deal closes — keeping your costs transparent and fair.
Our interest rates start at 13% with loan points of 3-4%. Straightforward pricing with no hidden fees or surprises.
When time is critical, we can close in as fast as 48 hours. Preliminary decisions within 24 hours of receiving your information.
A sampling of recently funded deals and broker commissions earned
Memphis, Tennessee
Lancaster, South Carolina
Casa Grande, Arizona
Remington, Indiana
Sachse, Texas
Location Available
We make loans when institutional or conventional loans are too slow or unavailable. Asset-based lending means your property is the focus — not your credit score.
Fill out our simple online application with basic property information. No credit check required.
We contact you within 24 hours. Preliminary decision made within 24 hours of receiving your information.
Approved loans receive a Letter of Interest outlining all terms, rates, and conditions.
MAI appraisal ordered. Title report and survey reviewed. Loan presented to pre-approved investors.
Closing and funding at local title company. We can close in as fast as 48 hours.
Maturity
1 to 5 years
Amortization
Interest only or 25 years
Interest Rate
13%
Prepayment Penalty
0% to 2%
Loan Points
3% - 4%
Loan to Value
Up to 65%
Property Types: Commercial, Multi-Family, Industrial, Retail, Hospitality, Medical, Self Storage, and more.
Single family for experienced investors. Raw land at 25-30% LTV.
Earn attractive returns secured by real property. Our investment opportunities offer 10-14% yields on loans with LTV below 65%, backed by MAI appraisals, title insurance, and surveys.
Earn 10-14% returns on trust deeds secured by real property with LTV below 65%.
Every loan has an MAI appraisal, title insurance, and survey. Real collateral, real security.
Receive monthly interest payments via ACH, less a 1% annual servicing fee.
Each loan is owned by a separate series of a Texas Series LLC, isolating your investment.
Fill out a short investor application and demonstrate accredited investor status
Get accepted and access current loan opportunities with full documentation
Review opportunities, download supporting documents, appraisals, and title reports
Decide your investment amount ($50,000 minimum)
Sign the Subscription Agreement and wire funds at closing
Minimum investment: $50,000
Can invest through self-directed retirement funds.
Reduce the time spent on loan approvals. Earn generous commissions on deals that don't qualify under conventional institutional guidelines. Close loans that others can't.
TX Office-Warehouse
Funded: $650,000
$26,000
Commission
IN Auto Dealership
Funded: $2,000,000
$40,000
Commission
MI Retail Center
Funded: $550,000
$13,750
Commission
IA Golf Course
Funded: $1,300,000
$26,000
Commission
TX Office Building
Funded: $400,000
$10,000
Commission
IA Apartment Building
Funded: $355,000
$14,200
Commission
Total commissions paid: $337,000+
Don and Mitch have worked together in various capacities for nearly 20 years, bringing decades of combined real estate and finance expertise.
Managing Partner
MBA in Finance from the University of Michigan. B.S. in Economics from City University of New York.
Formed Managed Mortgage Investment Fund LP in 2002, managing private mortgage lending.
Worked for Societe General De Survalliance S.A., Geneva, Switzerland in investment banking (1975-1978).
Commercial realtor at First Equity Company, Houston TX (1978-1984). Formed Investment Realty Group in 1984 specializing in distressed real estate.
Published in Commercial Investment Real Estate (CCIM), Scottsman Guide, Niche Report, Houston Business Journal. Author of "Investing in High Yield Trust Deeds After the Real Estate Meltdown."
Managing Partner
MBA with Accounting emphasis from Texas A&M University. B.S. Finance (Summa Cum Laude) from University of Houston.
20-year banking career managing commercial lending departments for major banks.
President of Texas region for Reliance Bank (2007) — funded $120M against a $50M goal.
CEO of American Finasco (2009-present) — debt restructuring company with 26+ years helping companies avoid bankruptcy.
Active in private mortgage lending as investor since 2008. Structuring and originating private mortgage loans since 2010.
Seven-plus years of writing on hard money, private mortgage financing, and the reality of direct commercial lending.
MAI appraisal, title report (from Stewart or Chicago Title), and survey. No credit checks or extensive financial documentation — we are a true asset-based lender.
We can close in as fast as 48 hours to 5 business days after receiving all required documentation. Preliminary decisions are made within 24 hours.
Our loans range from $400,000 to $5,000,000. In Texas, we will consider loans as low as $300,000. In special cases, we may consider loans as low as $200,000.
65% LTV maximum. For raw land, we lend at 25-30% LTV. Every loan is backed by an MAI appraisal to confirm property value.
No. There are no application fees or due diligence fees due upfront. The borrower pays for the MAI appraisal, but no other fees are required before closing.
Executive summary, property identification, approximate value, loan amount requested, length of ownership, and purchase contract (if applicable). We can give a preliminary decision within 24 hours.
Each loan is owned by a separate series of a Texas Series LLC, isolating your investment. You invest in the Series LLC, not directly in the notes, providing additional legal protection.
Yields range from 10-14% on trust deeds secured by real property with LTV below 65%. Monthly interest payments via ACH, less a 1% annual servicing fee.
$50,000 minimum. You can invest through self-directed retirement funds. Each opportunity comes with full documentation including appraisals and title reports.
No management fees. The manager is compensated through origination fees and a 1% annual servicing fee, aligning our interests with yours.
Whether you're a borrower, investor, or broker — we'd love to hear from you. Reach out today and let's discuss how PMF Partners can help.
Thanks for reaching out — we'll get back to you within 24 hours.