PMF Partners Insights
The Five Greatest Borrower Delusions
Originally published in 2019. Specific interest rates, loan sizes, and program details have likely changed since. For current terms, please contact PMF Partners.
1. That they can borrow 100% of the purchase price because “the property’s worth double that”
2. That the property they’re purchasing for $1 million is actually worth $2 million
3. That lenders are lining up to “compete” for their business despite the fact that they have little capital and no experience
4. That they can receive financing without paying for an appraisal, survey and title report
5. That email blasting their loan application to every broker and lender on the internet actually increases their chances of being funded
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