Hard Money for Real Estate Investments
Hard money loans can be a great tool for real estate investors. Hard money provides investors who are looking to supplement investment…
When Should You Consider A Hard Money Loan?
When Hard Money Makes Sense You may be surprised to learn why many investors select the private lending path for their commercial…
Wave of Foreclosures
Millions of Americans took advantage of the payment suspension and mortgage forbearance programs both lenders and the federal government rolled out due…
Can a Mortgage Broker Help a Borrower Who’s Upside Down in His Property, AND Still Earn a Success Fee?
Loan request situations where the borrower owes more than the maximum available LTV for his situation and type of property can actually…
Difference between APY and APR
As hard money lenders, we are often asked, “What is the difference between APY and APR.” Both are used to calculate interest…
Are You Dealing with a Broker Disguised as a Direct Lender?
In the hard/private lending business, as in the mortgage business as a whole, there are brokers, there are lenders, and there are…
Soft and Hard Money Loans
Hard money loans are very similar to bridge loans, with the primary differences being that most hard money loans are made by…
Commercial Bridge Loans
Like their name implies, bridge loans are used to “bridge the gap” until long-term financing can be secured for the commercial property. In some…
Conduit/CMBS Loans
Conduit loans are commercial mortgages that are pooled together and sold to investors on a secondary market. Because these loans are securitized, they…
SBA 504 Loan
Beyond the 7(a) program, the SBA offers loans specifically for owner- occupied real estate or long-term equipment purchases. These loans, called 504 loans,…